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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,893 | $60,119-38.6% | $90,430-59.2% | $79,858-53.8% |
| Participation rate | 68.3% | 65.0%+3.4pp | 72.7%-4.4pp | 69.6%-1.3pp |
| Annual return | 34.05% | 71.94%-37.9pp | 1293.73%-1259.7pp | 31.72%+2.3pp |
| Employer contribution / active EE | $2,812 | $2,068+36.0% | $3,262-13.8% | $2,471+13.8% |
| Participant deferral / active EE | $5,523 | $2,938+88.0% | $3,963+39.4% | $3,740+47.7% |
| Admin fee / account holder | $4,127 | $3,976+3.8% | $5,613-26.5% | $5,306-22.2% |