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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,496 | $53,128-82.1% | $86,582-89.0% | $70,126-86.5% |
| Participation rate | 76.9% | 65.3%+11.6pp | 73.5%+3.4pp | 69.5%+7.4pp |
| Annual return | 47.54% | 27.66%+19.9pp | 965.08%-917.5pp | 73.15%-25.6pp |
| Employer contribution / active EE | $2,545 | $2,068+23.0% | $2,839-10.4% | $2,343+8.6% |
| Participant deferral / active EE | $4,147 | $2,695+53.9% | $3,609+14.9% | $3,332+24.5% |
| Admin fee / account holder | $755 | $3,584-78.9% | $4,904-84.6% | $4,645-83.8% |