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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,270 | $76,522-46.1% | $56,033-26.3% | $145,884-71.7% |
| Participation rate | 44.4% | 63.2%-18.8pp | 52.5%-8.0pp | 80.3%-35.9pp |
| Annual return | 21.76% | 3014.28%-2992.5pp | 1711.38%-1689.6pp | 551.85%-530.1pp |
| Employer contribution / active EE | $985 | $1,382-28.7% | $1,041-5.3% | $4,662-78.9% |
| Participant deferral / active EE | $4,034 | $2,624+53.8% | $1,954+106.5% | $6,690-39.7% |
| Admin fee / account holder | $534 | $3,328-84.0% | $2,827-81.1% | $13,392-96.0% |