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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,759 | $185,312+11.0% | $161,489+27.4% | $154,746+33.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.54% | 103.84%-89.3pp | 89.72%-75.2pp | 172.34%-157.8pp |
| Employer contribution / active EE | $14,496 | $4,769+204.0% | $4,268+239.6% | $4,379+231.0% |
| Participant deferral / active EE | $14,570 | $6,350+129.5% | $5,630+158.8% | $6,730+116.5% |
| Admin fee / account holder | $93,998 | $18,654+403.9% | $16,006+487.3% | $14,365+554.3% |