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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,678 | $183,539+0.1% | $155,556+18.1% | $145,897+25.9% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 11.41% | 61.31%-49.9pp | 64.84%-53.4pp | 552.29%-540.9pp |
| Employer contribution / active EE | $13,543 | $5,315+154.8% | $4,675+189.7% | $4,663+190.4% |
| Participant deferral / active EE | $8,929 | $6,467+38.1% | $5,631+58.6% | $6,689+33.5% |
| Admin fee / account holder | $332 | $19,275-98.3% | $15,885-97.9% | $13,390-97.5% |