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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,312 | $72,012-55.1% | $185,827-82.6% | $79,858-59.5% |
| Participation rate | 77.8% | 65.8%+12.0pp | 78.0%-0.3pp | 69.6%+8.1pp |
| Annual return | 11.65% | 23.12%-11.5pp | 35.96%-24.3pp | 31.72%-20.1pp |
| Employer contribution / active EE | $228 | $1,965-88.4% | $4,087-94.4% | $2,471-90.8% |
| Participant deferral / active EE | $3,628 | $3,779-4.0% | $5,633-35.6% | $3,740-3.0% |
| Admin fee / account holder | $9,179 | $4,513+103.4% | $9,502-3.4% | $5,306+73.0% |