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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,132 | $76,551-64.6% | $123,894-78.1% | $62,881-56.9% |
| Participation rate | 71.2% | 73.0%-1.8pp | 81.4%-10.3pp | 69.3%+1.8pp |
| Annual return | 6.08% | 18.68%-12.6pp | 47.52%-41.4pp | 20.14%-14.1pp |
| Employer contribution / active EE | $704 | $2,882-75.6% | $4,617-84.7% | $2,281-69.1% |
| Participant deferral / active EE | $1,462 | $4,840-69.8% | $5,984-75.6% | $3,203-54.4% |
| Admin fee / account holder | $4,847 | $4,826+0.4% | $8,357-42.0% | $4,296+12.8% |