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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,342 | $154,228-49.9% | $145,433-46.8% | $137,256-43.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.81% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $745 | $4,804-84.5% | $4,554-83.6% | $4,156-82.1% |
| Participant deferral / active EE | $22,872 | $8,216+178.4% | $7,897+189.6% | $6,407+257.0% |
| Admin fee / account holder | $10,281 | $14,344-28.3% | $13,129-21.7% | $12,270-16.2% |