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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,661 | $55,446-21.3% | $155,574-71.9% | $74,429-41.3% |
| Participation rate | 72.4% | 61.9%+10.5pp | 78.2%-5.8pp | 67.2%+5.2pp |
| Annual return | 18.86% | 269.20%-250.3pp | 64.87%-46.0pp | 1368.38%-1349.5pp |
| Employer contribution / active EE | $2,084 | $2,266-8.0% | $4,676-55.4% | $2,625-20.6% |
| Participant deferral / active EE | $3,509 | $2,836+23.7% | $5,629-37.7% | $4,348-19.3% |
| Admin fee / account holder | $2,670 | $1,743+53.2% | $15,914-83.2% | $1,944+37.3% |