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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,818 | $29,716+192.2% | $56,077+54.8% | $80,925+7.3% |
| Participation rate | 25.3% | 41.7%-16.4pp | 52.5%-27.2pp | 67.7%-42.3pp |
| Annual return | 16.42% | 35.30%-18.9pp | 1709.28%-1692.9pp | 35.65%-19.2pp |
| Employer contribution / active EE | $1,395 | $671+107.9% | $1,040+34.1% | $2,756-49.4% |
| Participant deferral / active EE | $1,929 | $1,228+57.0% | $1,954-1.3% | $4,299-55.1% |
| Admin fee / account holder | $6,839 | $2,432+181.2% | $2,825+142.1% | $6,940-1.5% |