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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,593 | $27,936-51.3% | $58,561-76.8% | $75,173-81.9% |
| Participation rate | 28.0% | 38.8%-10.8pp | 50.9%-22.9pp | 67.2%-39.2pp |
| Annual return | 19.69% | 44.21%-24.5pp | 4251.33%-4231.6pp | 160.72%-141.0pp |
| Employer contribution / active EE | $687 | $670+2.6% | $1,053-34.8% | $2,671-74.3% |
| Participant deferral / active EE | $1,713 | $1,202+42.5% | $1,923-10.9% | $4,126-58.5% |
| Admin fee / account holder | $2,320 | $1,727+34.4% | $2,520-7.9% | $5,651-58.9% |