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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,575 | $84,551-93.4% | $61,452-90.9% | $134,532-95.9% |
| Participation rate | 39.1% | 62.2%-23.1pp | 52.6%-13.4pp | 81.2%-42.1pp |
| Annual return | -26.41% | 585.39%-611.8pp | 338.96%-365.4pp | 418.27%-444.7pp |
| Employer contribution / active EE | $790 | $1,545-48.9% | $1,160-31.9% | $4,741-83.3% |
| Participant deferral / active EE | $1,971 | $2,818-30.1% | $2,125-7.2% | $6,401-69.2% |
| Admin fee / account holder | $274 | $2,587-89.4% | $2,131-87.1% | $11,429-97.6% |