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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,174 | $185,856-70.3% | $170,028-67.6% | $139,456-60.4% |
| Participation rate | 81.0% | 87.8%-6.8pp | 87.0%-6.1pp | 80.3%+0.6pp |
| Annual return | 22.33% | 60.52%-38.2pp | 53.39%-31.1pp | 373.45%-351.1pp |
| Employer contribution / active EE | $4,777 | $7,593-37.1% | $6,788-29.6% | $4,753+0.5% |
| Participant deferral / active EE | $9,183 | $11,623-21.0% | $10,409-11.8% | $6,711+36.8% |
| Admin fee / account holder | $533 | $15,387-96.5% | $12,820-95.8% | $11,407-95.3% |