Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,628 | $160,059-83.4% | $140,019-81.0% | $135,379-80.3% |
| Participation rate | 64.3% | 88.5%-24.2pp | 87.5%-23.2pp | 82.6%-18.4pp |
| Annual return | -11.04% | 911.44%-922.5pp | 651.15%-662.2pp | 519.79%-530.8pp |
| Employer contribution / active EE | $2,759 | $6,420-57.0% | $5,605-50.8% | $4,779-42.3% |
| Participant deferral / active EE | $7,337 | $7,641-4.0% | $6,927+5.9% | $5,609+30.8% |
| Admin fee / account holder | $718 | $13,328-94.6% | $10,705-93.3% | $10,828-93.4% |