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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,104 | $76,407+33.6% | $150,298-32.1% | $82,448+23.8% |
| Participation rate | 96.0% | 66.4%+29.6pp | 77.8%+18.2pp | 68.1%+27.9pp |
| Annual return | 10.38% | 39.99%-29.6pp | 62.79%-52.4pp | 41.64%-31.3pp |
| Employer contribution / active EE | $1,976 | $2,614-24.4% | $4,154-52.4% | $2,551-22.5% |
| Participant deferral / active EE | $3,731 | $3,214+16.1% | $5,453-31.6% | $4,139-9.9% |
| Admin fee / account holder | $3,232 | $6,352-49.1% | $14,116-77.1% | $7,234-55.3% |