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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,838 | $106,247-58.7% | $96,515-54.6% | $139,466-68.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.60% | 38.47%-21.9pp | 35.73%-19.1pp | 373.66%-357.1pp |
| Employer contribution / active EE | $9,145 | $4,106+122.7% | $3,740+144.6% | $4,754+92.4% |
| Participant deferral / active EE | $6,333 | $5,456+16.1% | $4,880+29.8% | $6,712-5.6% |
| Admin fee / account holder | $1,597 | $7,885-79.7% | $6,735-76.3% | $11,409-86.0% |