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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,577 | $133,981-79.4% | $112,249-75.4% | $134,532-79.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -15.60% | 47.16%-62.8pp | 27.48%-43.1pp | 418.27%-433.9pp |
| Employer contribution / active EE | $8,760 | $4,040+116.9% | $3,636+140.9% | $4,741+84.8% |
| Participant deferral / active EE | $6,929 | $5,292+30.9% | $4,729+46.5% | $6,401+8.2% |
| Admin fee / account holder | $2,564 | $7,492-65.8% | $6,412-60.0% | $11,429-77.6% |