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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,777 | $201,344-85.7% | $184,243-84.4% | $145,877-80.3% |
| Participation rate | 50.0% | 87.5%-37.5pp | 86.8%-36.8pp | 80.3%-30.3pp |
| Annual return | 11.49% | 29.01%-17.5pp | 28.82%-17.3pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,781 | $7,022-60.4% | $6,427-56.7% | $4,663-40.4% |
| Participant deferral / active EE | $3,638 | $9,807-62.9% | $9,132-60.2% | $6,691-45.6% |
| Admin fee / account holder | $9,416 | $16,382-42.5% | $13,914-32.3% | $13,402-29.7% |