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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,570 | $185,883-86.2% | $170,043-85.0% | $139,466-81.7% |
| Participation rate | 83.3% | 87.8%-4.4pp | 87.0%-3.7pp | 80.3%+3.0pp |
| Annual return | 20.32% | 60.54%-40.2pp | 53.40%-33.1pp | 373.66%-353.3pp |
| Employer contribution / active EE | $2,922 | $7,596-61.5% | $6,790-57.0% | $4,754-38.5% |
| Participant deferral / active EE | $3,984 | $11,626-65.7% | $10,410-61.7% | $6,712-40.6% |
| Admin fee / account holder | $2,362 | $15,393-84.7% | $12,824-81.6% | $11,409-79.3% |