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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,027 | $196,972-88.3% | $182,262-87.4% | $198,609-88.4% |
| Participation rate | 87.5% | 85.7%+1.8pp | 84.2%+3.3pp | 82.4%+5.1pp |
| Annual return | 20.18% | 158.27%-138.1pp | 140.60%-120.4pp | 202.70%-182.5pp |
| Employer contribution / active EE | $1,911 | $5,364-64.4% | $5,046-62.1% | $5,055-62.2% |
| Participant deferral / active EE | $6,485 | $8,643-25.0% | $8,276-21.6% | $6,977-7.0% |
| Admin fee / account holder | $1,032 | $18,429-94.4% | $16,712-93.8% | $19,030-94.6% |