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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,695 | $67,823-97.5% | $52,425-96.8% | $137,256-98.8% |
| Participation rate | 61.1% | 63.9%-2.8pp | 55.6%+5.5pp | 80.0%-18.8pp |
| Annual return | 18.43% | 219.11%-200.7pp | 302.12%-283.7pp | 220.34%-201.9pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $654 | $2,288-71.4% | $1,790-63.5% | $6,407-89.8% |
| Admin fee / account holder | $161 | $2,844-94.3% | $2,495-93.6% | $12,270-98.7% |