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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,440 | $114,093-94.4% | $96,171-93.3% | $167,536-96.2% |
| Participation rate | 77.8% | 75.1%+2.7pp | 68.4%+9.3pp | 82.1%-4.3pp |
| Annual return | 24.61% | 190.00%-165.4pp | 192.04%-167.4pp | 478.82%-454.2pp |
| Employer contribution / active EE | $1,418 | $3,429-58.7% | $2,799-49.3% | $4,839-70.7% |
| Participant deferral / active EE | $3,964 | $5,197-23.7% | $4,350-8.9% | $6,342-37.5% |
| Admin fee / account holder | $580 | $6,899-91.6% | $5,538-89.5% | $12,315-95.3% |