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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,262 | $96,388-84.2% | $80,627-81.1% | $139,466-89.1% |
| Participation rate | 47.6% | 73.6%-26.0pp | 67.0%-19.4pp | 80.3%-32.7pp |
| Annual return | 26.95% | 1352.08%-1325.1pp | 936.76%-909.8pp | 373.66%-346.7pp |
| Employer contribution / active EE | $1,017 | $3,260-68.8% | $2,723-62.6% | $4,754-78.6% |
| Participant deferral / active EE | $2,543 | $5,224-51.3% | $4,443-42.8% | $6,712-62.1% |
| Admin fee / account holder | $69 | $6,603-99.0% | $5,381-98.7% | $11,409-99.4% |