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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,323 | $141,004+37.1% | $112,273+72.2% | $139,456+38.6% |
| Participation rate | 66.7% | 79.2%-12.5pp | 72.4%-5.8pp | 80.3%-13.7pp |
| Annual return | 13.81% | 32.75%-18.9pp | 30.23%-16.4pp | 373.45%-359.6pp |
| Employer contribution / active EE | $1,354 | $4,285-68.4% | $3,431-60.5% | $4,753-71.5% |
| Participant deferral / active EE | $26,130 | $5,878+344.6% | $4,800+444.4% | $6,711+289.3% |
| Admin fee / account holder | $959 | $9,959-90.4% | $7,752-87.6% | $11,407-91.6% |