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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,666 | $142,430-65.1% | $115,170-56.9% | $152,897-67.5% |
| Participation rate | 33.3% | 82.4%-49.0pp | 75.9%-42.6pp | 82.5%-49.1pp |
| Annual return | 0.00% | 41.48%-41.5pp | 35.60%-35.6pp | 345.43%-345.4pp |
| Employer contribution / active EE | $6,616 | $4,011+65.0% | $3,179+108.1% | $4,764+38.9% |
| Participant deferral / active EE | $8,250 | $5,165+59.7% | $4,169+97.9% | $5,851+41.0% |
| Admin fee / account holder | $699 | $8,464-91.7% | $7,089-90.1% | $11,599-94.0% |