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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,177 | $106,267+45.1% | $96,520+59.7% | $139,456+10.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 23.56% | 38.45%-14.9pp | 35.72%-12.2pp | 373.45%-349.9pp |
| Employer contribution / active EE | $38,635 | $4,105+841.2% | $3,739+933.4% | $4,753+712.9% |
| Participant deferral / active EE | $11,464 | $5,454+110.2% | $4,879+135.0% | $6,711+70.8% |
| Admin fee / account holder | $2,730 | $7,882-65.4% | $6,733-59.5% | $11,407-76.1% |