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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,840 | $115,810-73.4% | $101,271-69.5% | $158,966-80.6% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 0.00% | 56.15%-56.2pp | 46.48%-46.5pp | 302.95%-302.9pp |
| Employer contribution / active EE | $28,104 | $4,175+573.1% | $3,660+667.9% | $4,762+490.1% |
| Participant deferral / active EE | $16,913 | $4,958+241.1% | $4,371+287.0% | $5,983+182.7% |
| Admin fee / account holder | $16,537 | $7,248+128.2% | $5,948+178.1% | $11,250+47.0% |