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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,989 | $102,938+15.6% | $94,105+26.4% | $138,895-14.3% |
| Participation rate | 88.9% | 74.6%+14.2pp | 71.9%+16.9pp | 79.9%+9.0pp |
| Annual return | 22.05% | 250.28%-228.2pp | 204.55%-182.5pp | 145.39%-123.3pp |
| Employer contribution / active EE | $1,444 | $2,732-47.1% | $2,504-42.3% | $4,194-65.6% |
| Participant deferral / active EE | $9,253 | $4,196+120.5% | $3,881+138.4% | $6,396+44.7% |
| Admin fee / account holder | $1,128 | $6,600-82.9% | $6,199-81.8% | $12,562-91.0% |