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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,287 | $110,248-59.8% | $95,728-53.7% | $139,456-68.2% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 26.74% | 27.16%-0.4pp | 28.40%-1.7pp | 373.45%-346.7pp |
| Employer contribution / active EE | $14,558 | $3,258+346.8% | $2,835+413.5% | $4,753+206.3% |
| Participant deferral / active EE | $11,404 | $4,675+143.9% | $4,245+168.7% | $6,711+69.9% |
| Admin fee / account holder | $466 | $6,607-92.9% | $5,673-91.8% | $11,407-95.9% |