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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,096 | $78,672-78.3% | $109,163-84.3% | $85,856-80.1% |
| Participation rate | 85.7% | 68.3%+17.4pp | 75.9%+9.8pp | 69.3%+16.4pp |
| Annual return | 16.14% | 25.09%-9.0pp | 25.75%-9.6pp | 318.58%-302.4pp |
| Employer contribution / active EE | $2,230 | $2,734-18.4% | $3,723-40.1% | $2,565-13.1% |
| Participant deferral / active EE | $3,576 | $3,467+3.1% | $4,654-23.2% | $3,952-9.5% |
| Admin fee / account holder | $3,268 | $5,470-40.2% | $6,754-51.6% | $6,261-47.8% |