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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,408 | $64,719-74.6% | $112,249-85.4% | $68,486-76.0% |
| Participation rate | 85.3% | 67.2%+18.1pp | 75.1%+10.2pp | 67.9%+17.4pp |
| Annual return | -17.55% | -11.40%-6.2pp | 27.48%-45.0pp | -7.85%-9.7pp |
| Employer contribution / active EE | $2,128 | $2,747-22.5% | $3,636-41.5% | $2,597-18.1% |
| Participant deferral / active EE | $3,619 | $3,565+1.5% | $4,729-23.5% | $4,028-10.1% |
| Admin fee / account holder | $948 | $5,232-81.9% | $6,412-85.2% | $5,404-82.5% |