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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,492 | $183,539-55.6% | $155,556-47.6% | $145,897-44.1% |
| Participation rate | 92.9% | 82.7%+10.1pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 18.73% | 61.31%-42.6pp | 64.84%-46.1pp | 552.29%-533.6pp |
| Employer contribution / active EE | $2,368 | $5,315-55.4% | $4,675-49.3% | $4,663-49.2% |
| Participant deferral / active EE | $7,521 | $6,467+16.3% | $5,631+33.6% | $6,689+12.4% |
| Admin fee / account holder | $15,655 | $19,275-18.8% | $15,885-1.5% | $13,390+16.9% |