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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,492 | $183,592-55.6% | $155,574-47.6% | $145,877-44.1% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 18.73% | 61.37%-42.6pp | 64.87%-46.1pp | 551.28%-532.6pp |
| Employer contribution / active EE | $2,368 | $5,317-55.5% | $4,676-49.3% | $4,663-49.2% |
| Participant deferral / active EE | $7,521 | $6,466+16.3% | $5,629+33.6% | $6,691+12.4% |
| Admin fee / account holder | $15,655 | $19,316-19.0% | $15,914-1.6% | $13,402+16.8% |