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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,258 | $227,399-80.5% | $189,758-76.7% | $198,609-77.7% |
| Participation rate | 71.4% | 84.0%-12.6pp | 79.8%-8.4pp | 82.4%-10.9pp |
| Annual return | 15.50% | 61.03%-45.5pp | 52.62%-37.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $1,036 | $5,526-81.2% | $4,767-78.3% | $5,055-79.5% |
| Participant deferral / active EE | $4,323 | $6,837-36.8% | $5,856-26.2% | $6,977-38.0% |
| Admin fee / account holder | $1,892 | $25,162-92.5% | $20,388-90.7% | $19,030-90.1% |