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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,258 | $95,580-65.2% | $76,872-56.7% | $139,466-76.2% |
| Participation rate | 50.0% | 74.0%-24.0pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 57.82% | 55.00%+2.8pp | 37.90%+19.9pp | 373.66%-315.8pp |
| Employer contribution / active EE | $1,137 | $3,145-63.9% | $2,533-55.1% | $4,754-76.1% |
| Participant deferral / active EE | $3,652 | $4,623-21.0% | $3,832-4.7% | $6,712-45.6% |
| Admin fee / account holder | $194 | $8,302-97.7% | $5,476-96.5% | $11,409-98.3% |