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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,756 | $88,585-78.8% | $69,884-73.2% | $134,532-86.1% |
| Participation rate | 57.1% | 74.9%-17.8pp | 70.5%-13.3pp | 81.2%-24.1pp |
| Annual return | 0.00% | 442.80%-442.8pp | 190.81%-190.8pp | 418.27%-418.3pp |
| Employer contribution / active EE | $581 | $3,235-82.0% | $2,560-77.3% | $4,741-87.7% |
| Participant deferral / active EE | $4,037 | $4,770-15.4% | $3,848+4.9% | $6,401-36.9% |
| Admin fee / account holder | $12 | $10,441-99.9% | $6,266-99.8% | $11,429-99.9% |