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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,551 | $68,412+48.4% | $94,679+7.3% | $75,181+35.1% |
| Participation rate | 97.5% | 76.1%+21.4pp | 80.8%+16.7pp | 67.2%+30.3pp |
| Annual return | 13.82% | 616.91%-603.1pp | 156.75%-142.9pp | 160.69%-146.9pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $11,596 | $6,537+77.4% | $7,417+56.3% | $4,126+181.1% |
| Admin fee / account holder | $20,114 | $5,326+277.7% | $7,233+178.1% | $5,650+256.0% |