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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,845 | $63,365+18.1% | $91,994-18.6% | $72,975+2.6% |
| Participation rate | 93.2% | 72.5%+20.7pp | 78.6%+14.5pp | 69.5%+23.7pp |
| Annual return | 0.00% | 35.35%-35.3pp | 69.04%-69.0pp | 81.01%-81.0pp |
| Employer contribution / active EE | $1,018 | $2,116-51.9% | $3,453-70.5% | $2,440-58.3% |
| Participant deferral / active EE | $9,093 | $4,883+86.2% | $5,924+53.5% | $3,608+152.0% |
| Admin fee / account holder | $3,711 | $4,670-20.5% | $7,744-52.1% | $5,124-27.6% |