Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP1 year Filed as: USI SECURITIES, INC. Service code 23 | Insurance brokerage commissions and f... | $58,647 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $56,101 |
PAYCHEX, INC.5 years Service code 13 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Contract Administrator | $52,699 |
USI CONSULTING GROUP1 year Filed as: USI SECURITIES Service code 22 · EIN 06-1493970 | Insurance Broker | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,921 | $53,204-72.0% | $155,556-90.4% | $200,096-92.5% |
| Participation rate | 12.3% | 64.1%-51.9pp | 78.2%-66.0pp | 72.0%-59.8pp |
| Annual return | 9.15% | 41.02%-31.9pp | 64.84%-55.7pp | 34.26%-25.1pp |
| Employer contribution / active EE | $0 | $1,850-100.0% | $4,675-100.0% | $3,038-100.0% |
| Participant deferral / active EE | $528 | $3,163-83.3% | $5,631-90.6% | $5,090-89.6% |
| Admin fee / account holder | $327 | $186+75.9% | $15,885-97.9% | $269+21.4% |