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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,761 | $79,449+14.2% | $189,575-52.1% | $85,847+5.7% |
| Participation rate | 100.0% | 66.0%+34.0pp | 78.4%+21.6pp | 69.3%+30.7pp |
| Annual return | 11.29% | 18.45%-7.2pp | 64.19%-52.9pp | 318.61%-307.3pp |
| Employer contribution / active EE | $1,208 | $2,081-42.0% | $4,412-72.6% | $2,565-52.9% |
| Participant deferral / active EE | $7,085 | $4,051+74.9% | $6,174+14.8% | $3,952+79.3% |
| Admin fee / account holder | $7,394 | $5,377+37.5% | $9,806-24.6% | $6,261+18.1% |