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| Provider | Service type | Compensation |
|---|---|---|
MARGOLIN, WINER & EVENS LLP2 years Filed as: MARGOLIN, WINER & EVANS LLP Service code 10 · EIN 11-1558868 400 GARDEN CITY PLAZA · GARDEN CITY, NY 11530 | Accounting | $18,000 |
T R PAUL INC.1 year Filed as: TR PAUL INC. Service code 17 14 COMMERCE ROAD · NEWTOWN, CT 06470 | Pension Consulting | $4,000 |
Filed as: ASSOCIATED PENSION CONSULTANTS, INC Service code 17 · EIN 11-3271022 111 EXPRESS STREET · PLAINVIEW, NC 11803 | Pension Consulting | $3,950 |
Service code 27 29 SAWYER ROAD · WALTHAM, MA 02453 | Advisory (Plan) | $1,419 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,951 | $65,395+69.7% | $182,558-39.2% | $72,976+52.0% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 14.85% | 27.68%-12.8pp | 148.59%-133.7pp | 81.02%-66.2pp |
| Employer contribution / active EE | $3 | $1,911-99.8% | $4,076-99.9% | $2,440-99.9% |
| Participant deferral / active EE | $8,507 | $3,563+138.8% | $5,526+54.0% | $3,608+135.8% |
| Admin fee / account holder | $613 | $4,245-85.6% | $8,594-92.9% | $5,124-88.0% |