Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: FINANCIAL ADVOCATES INVESTMENT MGMT Service code 15 · EIN 27-0435466 | Recordkeeping | $6,848 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,310 |
ADP BROKER-DEALER2 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,010 | $28,956-68.9% | $71,755-87.4% | $64,819-86.1% |
| Participation rate | 60.3% | 65.2%-4.9pp | 62.3%-2.0pp | 71.5%-11.2pp |
| Annual return | -12.72% | -7.39%-5.3pp | 9.09%-21.8pp | 32.84%-45.6pp |
| Employer contribution / active EE | $895 | $1,159-22.7% | $1,704-47.4% | $2,507-64.3% |
| Participant deferral / active EE | $2,835 | $2,686+5.5% | $2,656+6.8% | $4,311-34.2% |
| Admin fee / account holder | $42 | $124-66.5% | $3,972-99.0% | $188-77.8% |