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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,131 | $162,136-23.4% | $152,301-18.5% | $154,746-19.8% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 19.45% | 91.02%-71.6pp | 80.50%-61.1pp | 172.34%-152.9pp |
| Employer contribution / active EE | $8,645 | $4,890+76.8% | $4,624+86.9% | $4,379+97.4% |
| Participant deferral / active EE | $12,673 | $8,341+51.9% | $8,004+58.3% | $6,730+88.3% |
| Admin fee / account holder | $7,980 | $15,759-49.4% | $14,398-44.6% | $14,365-44.4% |