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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,131 | $154,228-19.5% | $145,433-14.6% | $137,256-9.6% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 19.45% | 74.59%-55.1pp | 66.58%-47.1pp | 220.34%-200.9pp |
| Employer contribution / active EE | $8,645 | $4,804+80.0% | $4,554+89.8% | $4,156+108.0% |
| Participant deferral / active EE | $12,673 | $8,216+54.2% | $7,897+60.5% | $6,407+97.8% |
| Admin fee / account holder | $7,980 | $14,344-44.4% | $13,129-39.2% | $12,270-35.0% |