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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,278 | $65,434-73.6% | $98,483-82.5% | $85,847-79.9% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 21.52% | 21.75%-0.2pp | 1494.38%-1472.9pp | 318.61%-297.1pp |
| Employer contribution / active EE | $2,532 | $2,169+16.7% | $2,961-14.5% | $2,565-1.3% |
| Participant deferral / active EE | $6,109 | $3,168+92.9% | $4,276+42.9% | $3,952+54.6% |
| Admin fee / account holder | $1,511 | $4,595-67.1% | $5,953-74.6% | $6,261-75.9% |