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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,018 | $57,305-61.6% | $86,640-74.6% | $75,173-70.7% |
| Participation rate | 97.5% | 63.2%+34.3pp | 71.7%+25.8pp | 67.2%+30.3pp |
| Annual return | 26.93% | 2674.24%-2647.3pp | 592.52%-565.6pp | 160.72%-133.8pp |
| Employer contribution / active EE | $2,644 | $2,316+14.1% | $3,024-12.6% | $2,671-1.0% |
| Participant deferral / active EE | $5,902 | $3,320+77.8% | $4,438+33.0% | $4,126+43.0% |
| Admin fee / account holder | $740 | $4,116-82.0% | $5,616-86.8% | $5,651-86.9% |