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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,505 | $105,200-4.5% | $159,474-37.0% | $85,847+17.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 12.28% | 45.08%-32.8pp | 263.68%-251.4pp | 318.61%-306.3pp |
| Employer contribution / active EE | $7,270 | $3,319+119.1% | $4,831+50.5% | $2,565+183.4% |
| Participant deferral / active EE | $6,456 | $5,946+8.6% | $7,353-12.2% | $3,952+63.4% |
| Admin fee / account holder | $14,648 | $6,934+111.2% | $10,802+35.6% | $6,261+134.0% |