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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,858 | $77,817+10.3% | $123,553-30.5% | $64,173+33.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.43% | 12.49%-20.9pp | 119.21%-127.6pp | 7.63%-16.1pp |
| Employer contribution / active EE | $6,412 | $3,014+112.8% | $4,628+38.6% | $2,381+169.3% |
| Participant deferral / active EE | $6,344 | $5,240+21.1% | $6,426-1.3% | $3,470+82.8% |
| Admin fee / account holder | $5,652 | $5,519+2.4% | $9,284-39.1% | $4,887+15.6% |