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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,012 | $102,429-67.8% | $147,096-77.6% | $80,925-59.2% |
| Participation rate | 67.4% | 75.9%-8.4pp | 82.2%-14.7pp | 67.7%-0.2pp |
| Annual return | 21.70% | 135.02%-113.3pp | 419.75%-398.1pp | 35.65%-14.0pp |
| Employer contribution / active EE | $2,657 | $3,716-28.5% | $4,936-46.2% | $2,756-3.6% |
| Participant deferral / active EE | $6,054 | $6,649-8.9% | $8,071-25.0% | $4,299+40.8% |
| Admin fee / account holder | $2,040 | $7,957-74.4% | $13,005-84.3% | $6,940-70.6% |