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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,012 | $102,422-67.8% | $147,117-77.6% | $80,959-59.2% |
| Participation rate | 67.4% | 75.9%-8.4pp | 82.2%-14.7pp | 67.7%-0.2pp |
| Annual return | 21.70% | 135.16%-113.5pp | 420.54%-398.8pp | 35.67%-14.0pp |
| Employer contribution / active EE | $2,657 | $3,717-28.5% | $4,932-46.1% | $2,757-3.6% |
| Participant deferral / active EE | $6,054 | $6,652-9.0% | $8,065-24.9% | $4,300+40.8% |
| Admin fee / account holder | $2,040 | $7,953-74.4% | $12,993-84.3% | $6,925-70.5% |