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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,435 | $162,136-47.3% | $152,301-43.9% | $154,746-44.8% |
| Participation rate | 16.7% | 84.1%-67.4pp | 82.4%-65.8pp | 80.7%-64.0pp |
| Annual return | 20.91% | 91.02%-70.1pp | 80.50%-59.6pp | 172.34%-151.4pp |
| Employer contribution / active EE | $1,271 | $4,890-74.0% | $4,624-72.5% | $4,379-71.0% |
| Participant deferral / active EE | $10,079 | $8,341+20.8% | $8,004+25.9% | $6,730+49.7% |
| Admin fee / account holder | $11,468 | $15,759-27.2% | $14,398-20.4% | $14,365-20.2% |