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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,116 | $125,778-88.8% | $114,563-87.7% | $154,746-90.9% |
| Participation rate | 87.5% | 75.2%+12.3pp | 72.9%+14.6pp | 80.7%+6.8pp |
| Annual return | 25.45% | 295.14%-269.7pp | 241.09%-215.6pp | 172.34%-146.9pp |
| Employer contribution / active EE | $1,623 | $2,806-42.2% | $2,592-37.4% | $4,379-62.9% |
| Participant deferral / active EE | $2,086 | $4,445-53.1% | $4,142-49.6% | $6,730-69.0% |
| Admin fee / account holder | $792 | $8,190-90.3% | $7,623-89.6% | $14,365-94.5% |