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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,282 | $61,356-31.1% | $149,696-71.8% | $71,511-40.9% |
| Participation rate | 79.4% | 62.5%+16.8pp | 78.8%+0.6pp | 67.9%+11.4pp |
| Annual return | 38.76% | 35.86%+2.9pp | 134.46%-95.7pp | 28.86%+9.9pp |
| Employer contribution / active EE | $3,178 | $2,382+33.4% | $4,821-34.1% | $2,589+22.7% |
| Participant deferral / active EE | $8,086 | $2,920+177.0% | $5,682+42.3% | $4,291+88.5% |
| Admin fee / account holder | $2,076 | $1,263+64.4% | $13,212-84.3% | $1,588+30.7% |