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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,883 | $91,179-38.7% | $178,499-68.7% | $79,852-30.0% |
| Participation rate | 97.0% | 69.2%+27.8pp | 81.9%+15.0pp | 69.6%+27.3pp |
| Annual return | 85.45% | 24.19%+61.3pp | 151.10%-65.7pp | 31.72%+53.7pp |
| Employer contribution / active EE | $3,504 | $3,256+7.6% | $5,011-30.1% | $2,471+41.8% |
| Participant deferral / active EE | $8,048 | $3,236+148.7% | $5,202+54.7% | $3,740+115.2% |
| Admin fee / account holder | $307 | $6,749-95.4% | $13,986-97.8% | $5,306-94.2% |